I was speaking with a good friend just recently, who explained she cannot get to the dentist to treat a gum disease, as she does not have $7000 and is without coverage. I asked her couldn't she find a dentist that would accept payments? She gave me a vague answer, and said she was pursuing a holistic approach to treating her gums. I cringed.
How can you ignore a gum disease? Yikes. The answer is, very easily if you don't have the money to pay.
Obamacare promises an end to all this. The needy, poor, indigent will now get insurance. The government cannot deny you coverage for pre-existing conditions. That's a big one.
There seems to be everything right with Obamacare. Any decent human being would be for this new insurance plan.
The flip side: Is this all it is cracked up to be?
What about choice of doctors? According to SmartMoney, Who the Health Ruling Impacts Most:
“Consolidation within the industry means that people will have less choice,” says Alex Morozov, a senior health care analyst at Morningstar. In fact, the two largest insurance companies have a 70% market share in nearly half the 50 states, according to the American Medical Association".I am not sure this is a good thing. One of the drawbacks, in my opinion, of social medicine is when the government expands care, there is diminishing quality of care. This is frightening to me. I want to be able to choose my practitioners. Maybe I am making to much of this issue, but it is a concern.
I am also concerned how the new plan will affect businesses. If 70 percent of health care will be facilitated by two companies, what happens to the rest of the health care industry. It will be a trickle down effect, placing more of a burden on an already struggling economy.
The fact remains, however, that according to SmartMoney, nearly three in 5 Americans remain uninsured, that amounts to 43 million people.
Time will tell if we are in love with Obamacare, or if the costs hit Americans in other ways. As I have said in a previous blog on Obamacare, someone has got to pay.
I will continue to evaluate the impacts of the new plan. For me, it is too early to tell if this is a complete blessing or complete disaster.
It sounds great, but will it deliver?